JNS Financial was set up to help facilitate the equity release process for clients who require quality equity release advice. When people consider taking out an equity release, they contact the household lenders such as LV=, Aviva and Legal & General directly. As the provision of financial advice is a requirement of all equity release plans, these lenders will refer you to a team of financial advisers that offer 'restricted advice' and can only recommend that lenders' products. This limits the consumers choice and can cost them thousands of pounds by missing out on a better product with another lender.
Here at JNS Financial, we introduce you to fully qualified financial advisers who specialise in equity release. Because our panel of advisers are not tied to any one lender, they can offer comprehensive advice across the whole of the market to obtain you the most competitive rate, based on your needs.
Our panel of recommended advisers will give you a complete understanding of the various options available to you, including:
Interest Only Mortgages
Capital Repayment options
Home Reversion Plans
Most retirees find themselves equity rich but cash poor. Currently with the interest fixed at very low rates for life, now is the best time to release the equity locked up inside your home; either as a lump sum or in small drawdown amounts as and when you require.
If you are a home owner looking to obtain some tax-free cash to help enhance your lifestyle, JNS Financial can help put you in touch with the best equity release specialists in your area.
There are several different types of plan available which is why independent professional advice is essential, to help obtain the most suitable plan for your circumstances. All of the financial advisers on our panel are regulated by the Financial Conduct Authority (FCA) and understand the importance of talking to you in plain English. They will help you through the entire process and can help explain any negative changes to your state benefits and how they can be minimised.