Wills & Estate Planning
In collaboration with
Do you know that 2 out of 3 people don't have a Will? Even if you do have a Will, without up to date Estate Planning, your assets may not end up with your loved ones. Here at JNS Financial, our specialist estate planning consultants are able to assess your situation, your needs and your objectives, and recommend a full Estate Planning package, be that Lasting Powers of Attorney, a Single Will, Mirror Wills with distributions to Pilot Trusts, or even Probate Preservation Plus Trust, to protect your family home and assets against attack from Divorce, Bankruptcy, Creditors, Taxation, Care Fees, Probate Fees and Delays from the Court of Protection.
Regardless of the size of your estate, you have worked and saved for your entire lives so that you can provide for your loved ones. Don't risk losing everything - speak to one of our Estate Planning specialists today.
Do you have a Will?
If you don't have a will...
when you pass away;
Your unmarried partner or friends will receive nothing from your Estate
Ex-Partners could make a claim on your Estate
Your children may not receive anything
Children under the age of 18 may be taken into care while the courts choose who looks after them
Who would look after your pets?
Whilst you may not worry about what will happen after you die, the burden that will lie with your family to sort out your affairs whilst dealing with the grief of losing you, can be overwhelming.
Lasting Power of Attorney
Many people who suffer from dementia, Alzheimer's and other incapacitating medical conditions, will eventually be unable to make decisions for themselves. As soon as they lose the mental (or physical) capacity to make their own decisions, someone else make decisions on their behalf. However, most people do not prepare for such situations and find their affairs being managed by a court appointee rather than somebody they trust.
Lasting Power of Attorney's replaced the older Enduring Power of Attorney in 2007 to address this issue. If you want to appoint someone you trust to handle your affairs in the unfortunate event that you are unable to make your own decisions, registering a Lasting Power of Attorney with the Office of the Public Guardian is the only way to guarantee that your wishes will be followed. If you do not register a Lasting Power of Attorney before you lose mental capacity, it is too late! Your family and loved once will need to apply to become a Deputy through the Court of Protection, which can be a very expensive and long, drawn-out process. Preparing for the future now by appointing an Attorney to act on your behalf, is one of the most important decisions you can make in retirement.
Don't delay, talk to us today! Your Estate may be at risk if you do not plan for the future. It will cost you nothing to discuss your options with one of our Estate Planning specialists. There really is no time like the present to plan for the future!
Call 01492 818 526 to discuss your Estate Planning requirements.